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Druml Group, Inc.

TRANSFORMING RISK INTO OPPORTUNITY

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Insurance Protection

Assuring contractors are well insured

Construction and Contractor
Insurance

When a company provides insurance for only one industry, they can’t help but be experts. That is exactly what Druml Group does, insurance for only one industry; construction. While many companies claim to be insurance experts in a particular industry, they often provide insurance for many different industries. You’ve heard of the saying “Jack of all trades, master of none”. Well our mantra is “Jack of one trade, master of it”. And that is exactly what we claim to be and strive to improve upon every day.

Solutions created for contractors' specific risks

Before, during and after construction, a contractor is exposed to risks that can threaten to stop a job. Our team of construction experts partners with you to create a risk management program that closes gaps and supports the continuous running of your business. Gallagher’s insurance and risk management team is able to secure multiple lines of insurance that create comprehensive coverage cover all aspects of your business including:

  • Commercial Auto
  • General Liability
  • Workers Compensation
  • Excess Liability/ Umbrella Coverage
  • Pollution Liability
  • Commercial Property
  • Inland Marine
  • Builders Risk
  • Professional Liability
  • Employment Practices Liability (EPLI)
  • Directors & Officers Liability (D&O)
  • Owners & Contractors Protective Liability (OCP)
Druml Group

Coverage for all construction project sizes

We work with all sectors in the construction industry and with all levels of financing to help keep business moving.

  • High-rise office buildings
  • Federal and military facilities
  • Sports arenas
  • Schools
  • Universities
  • Retail
  • Utility
  • Infrastructure projects

Experts in risk analysis

The Druml Group insurance practice is built to address the specific exposures of the construction industry. We evaluate your risk profile to create a comprehensive risk management program that closes gaps and safeguards you from loss. Program analysis includes:
  • Identifying and reviewing exposures to financial loss
  • Recommending insurance coverages to mitigate those exposures
  • Obtaining coverage options from insurance providers who serve the construction industry
  • Review alternative solutions — premium costs, coverage forms, and deductibles
  • Structuring an insurance program that maximizes coverages while keeping an eye on costs
The Druml Group management team is able to secure multiple lines of insurance that create comprehensive coverage cover all aspects of your business including:
  • Commercial Auto
  • General Liability
  • Workers Compensation
  • Excess Liability/ Umbrella Coverage
  • Pollution Liability
  • Commercial Property
  • Inland Marine
  • Builders Risk
  • Professional Liability
  • Employment Practices Liability (EPLI)
  • Directors & Officers Liability (D&O)
  • Owners & Contractors Protective Liability (OCP)

We work with all sectors in the construction industry and with all levels of financing to help keep business moving.

  • High-rise office buildings
  • Federal and military facilities
  • Sports arenas
  • Schools
  • Universities
  • Retail
  • Utility
  • Infrastructure projects

Construction & Contractor Summary

  • Wide breadth of coverage options for contractor specific needs
  • Access to over 30 surety markets
  • Deep knowledge of LEED risk management requirements
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